A couple of sites I find useful for assessing investment products

Posted by Mike H on 7 July 2016 | Comments

1. For Screening

I found this useful gem hidden away in the Vanguard Australia website. Although not 100% precise it seems to be a quick and easy way of initially comparing investment funds with their best comparable index


If you go to SMSF and individual investors then to

> Smart Investing >Put our tools to work >Funds compare • Add your recommended investment product. • Scan through vanguard’s products Look for best fit and add fund. (Vanguard is one of the first to sell passive investment products. They do no in house research so have low fees. All they do is buy the market. Each Vanguard product is therefore roughly the average return of the market for that investment product ) • Keep comparing investment sector spreads at the bottom of the comparisons with your fund until you find the best-fit Vanguard fund. • You can now compare the 1, 3 and 5 year annualized returns with the “index “ product ( I find it useful to keep a record of the most recent 12 month performance as that will not be s displayed in 12 months for my next review )

2 Expert in-depth Evaluation

Even if my fund choice seems to be performing well I regard the above assessment is more a filter than any thing else. I ask myself what are the “Strengths Weaknesses Opportunities Threats (risks) “ of this product? One way of checking this is through Morningstar’s offer of a free 30-day trial of their premium service. I find their evaluations of actively managed funds, Licensed Investment Companies, equities, ETFs and Index funds Listed investment companies are comprehensive and fully independent. Be warned, like me you might find their reasoned insights and detailed research highly addictive and become a subscriber. 3 Stick to the Plan I ask myself does this product actually meet criteria of my financial plan? Regards Mike H Please remember this is an approach that suits me and does not take into consideration your financial situation or investing skill level .If in doubt always seek professional independent expert financial advice My opinions about Products and companies I mention in this blog are mine alone and do not reflect those of the AIA